But if to look on the other hand, the credit creates false feeling of wealth and will lead to even big expenditure. Often such scheme also turns out:
– the borrower takes the credit;
– buys that is necessary to it;
– repays it;
– beret of the second;
– beret the third.
Well and off it went. To what everything leads it, probably, it is not necessary to speak.
Take the credit reasonably
No doubt, plays the role and persuasive advertizing on the Internet and on the TV which promises the consumer the solution of all material problems. But you reasonable also know that simply so there is in life nothing – it is necessary to pay for everything. Well and as to the credits, it is necessary to pay even with percent.
It, of course, does not mean that it is not necessary to take the credits – often they happen are necessary, especially in our modern realities. But many are guided by that is much easier to receive everything and at once, than to set before themselves the purpose and to move to it systematically. And any knows, where it is possible to take the credit cash. But here is how then to pay off – in it the few realize. Here therefore use credit products then when it is really necessary. Remember that it is necessary to pay off.
It is possible to take the credit today for any needs:
– apartment purchase;
But at the same time it is possible to postpone from the income each time a certain sum and not влазить in debts. But there are situations when it is necessary to buy right now. Then the credit comes to the rescue.
How to leave a difficult material situation
Do not think that the credit is a panacea from problems. It only the tool which can be used differently. If your level of the income does not allow to do savings, it is possible to change a job or look for an additional source of the income. The person always has a choice – to aspire to raising the income or to learn to live as a salary. The question in using the credits correctly, no more than that.
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